Case Study

Don’t take our word for it. Read what our clients have to say about how Suite Solutions’ credit reports and services have solved their problems and saved them time and money.

[ Thumb ] Lansing J. Roy, P.A.

Bankruptcy Law Firm of Lansing J. Roy, P.A.

Bankruptcy Law Firm of Lansing J. Roy, P.A. is 100% focused on debtor bankruptcies and is the largest debtor filer in Northern Florida. The firm’s 3 attorneys and staff of 20 employees file 60 to 80 cases in a typical month. Attorney Roy has been practicing bankruptcy law for 40 years.

Requirements that Drove the Move to Bankruptcy-Specific Credit Reports

A proper creditor name and address is necessary to make sure that debt held by a particular creditor is discharged. Attorney Roy sought the complete and efficient listing of creditors that report to a credit bureau offered by bankruptcy-specific credit reports.

Original requirements specified that the credit reports must:

  • Instantaneously populate debtor’s schedules
  • Efficiently detail creditors even when clients were not very organized or had little backup of who they owe money
  • Provide Public Records information for a “heads up” on judgments, docketed writs of execution, and federal tax liens

How Suite Solutions Streamlined the Filing Process

Bankruptcy-specific credit reports from Suite Solutions import seamlessly into the bankruptcy software, saving 30 to 45 minutes per case while ensuring that all creditors who report to only one of the three credit bureaus are included in the bankruptcy. The reports provide ready access to Public Record information and detailed medical collections.

The results/benefits the customer has experienced because of Suite Solutions

Attorney Roy states that, “By covering all three credit bureaus, my clients can be reasonably assured that when they receive their bankruptcy discharge and apply for new credit, the debt on any of the three credit bureaus was scheduled and thus ‘included in bankruptcy’.”

Clients appreciate the full view of their credit. As a result of former marriages or one of the spouses forging the other spouse’s signature on a credit application, clients are sometimes surprised by some of the entries. Without a comprehensive view, all creditors may not be scheduled and the client would miss out on an opportunity to rebuild their credit.

Clients also love the predictive post-bankruptcy scores that highlight the positive effects bankruptcy can have for a debt-burdened individual.

Attorney Roy reports that his clients believe that Suite Solutions credit reports are well worth it, stating, “Once my prospective clients understand the value of the reports to their case and their subsequent discharge, they have no hesitation in paying for the cost of the reports.”